Financial Coach - The Cash Flow Coach

Ernie Martin, "The Cash Flow Coach" has "street smart" experience counseling over 2,000 individuals in personal finance and credit. The reason people love working with Ernie is because not only does he know and live what he teaches people, he also cares deeply about people and helping them to experience the financial freedom he enjoys. You will never meet another person who is more kind, compassionate and non-judgmental.

Ernie understands sometimes good people need help and caring support to make new and more positive financial choices. He also understands and knows when you focus positive attention and care on changing your life for the better you are bound to manifest positive results in your life and create greater prosperity and abundance. That’s a universal law that always works.

Ernie has conducted extensive workshops educating people on personal finance and understanding credit. He’s gained hands-on experience working as a Financial Counselor at the nation’s largest credit counseling service, a non-profit organization.

Prior to working at as a credit counselor, Ernie was a Financial Analyst for over 20 years for several Fortune 500 companies. He was responsible for developing Spending Plans (or Budgets as they are called in the corporate world), funds authorization based on needs, funding accountability, and administering funding allocations for various departments, inquired cost overruns and expenditures and reported to management.

Even though working for Fortune 500 companies provided him with prestige and a great salary and benefits, he truly felt in his heart that he could do much more to help the people who truly needed it. "I could’ve stayed in corporate finance until retirement, but in my heart I knew I was passionate about helping people." Because he practiced the principles he teaches for many years, he could afford to walk away from the corporate stress and salary and never look back. That was in 1998.

While his co-workers were concerned with the stress and anxiety that comes from worries about mergers, layoffs, the economy and lack of mobility; Ernie said goodbye and wished all his former co-workers well. First, he fulfilled his lifelong dream of traveling to India for ten weeks by rail, cris-crossing the country from north to south and east to west on the country’s legendary train system.

Since returning from his world travels, Ernie has found greater joy and enthusiasm counseling individual clients. When he took a position at a non-profit credit counseling agency, something he always wanted to do, his salary was cut in half. He was able to do it easily and barely change his lifestyle. Even after a 10-week journey halfway around the world he still was comfortable and stress-free due to his excellent money management skills. "Have you ever thought about making a career change, but couldn’t follow your passion because you would suffer a loss in pay? I can show you how I did it and how you can, too!"

Ernie has counseled singles – including plenty of single mothers, married couples, partners in relationships, men and women from all branches of the military, college students, senior citizens, all of them in desperate need of caring help to get their finances and money back on track. For many people they are learning and understanding these principles for the first time ever. He’s counseled first time home buyers who needed help determining what size mortgage they can afford and still be financially comfortable without over-extending themselves. He also counseled senior citizens helping them with their special needs. His strategies allowed many of them to remain in their home and get access to thousands of dollars to supplement their limited retirement income, when many thought they would have to sell their home to make ends meet.

Besides coaching individuals to take control of their own finances and reduce debt, Ernie can help you increase your Net Worth. He suggests how and where to invest $50 thru $5,000+ to help you meet your financial goals, creating family security and financial independence. Ernie found his personal passion coaching people to help them take charge of their financial destiny. Cash Flow Coaching is what he lives personally and what he loves to help others make for themselves. "It’s my goal to empower you so that you can live a life that’s more stress-free and wealthy on many levels," says Ernie.

He received his Master of Science degree in Business Organizational Management from University of La Verne, La Verne, California, and Bachelor of Science degree in Business Management from California State Polytechnique University, Pomona, California. He currently resides in Las Vegas, Nevada with his fiancé, Denise Michaels, a seminar leader and trainer.

Don’t you owe it to yourself to get the help you need and deserve to have a better life? Wouldn’t it be wonderful to not worry about the credit card bills? What will you do if your company has another wave of lay-offs in this topsy-turvy post 9/11 economy? If you’re an entrepreneur you can protect yourself if your business experiences a downturn. You can step away from the rat race. You can have financial freedom. All you have to do is take the time to learn how to get it.

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